Technology
Find My Phone: Where on Earth Is It?!
Many a time, we tend to misplace our phone at home or in the office. The simplest way to locate it is to dial your phone from a nearby phone; the phone will ring, making it easy to find it. But what if the phone is in silent mode? It may keep vibrating in your bag or in your desk drawer and you would not be able to locate it.
 
Google has a simple solution. Go to your computer browser and, in the Google search box, type ‘find my phone’ (without the quotes). If you are already logged on to your Google account, it may still ask you for your password, for security purposes. Once your password is verified, it will start making your phone ring at full volume, even if it is in silent mode! If you are not nearby—God forbid, if you left your phone in a public place—it will show you on the Google map where it is, and it will keep ringing there.
 
Find My Phone does not let you erase the data on your phone, nor does it disable your phone remotely—there are other apps for that—but it is a very simple and effective tool to locate your phone. Of course, your Mobile Data or WiFi connection should be on, to make it work.
 
 

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COMMENTS

Sunil Rebello

2 months ago

Nifty snippet

G.W. Carlo

2 months ago

Very useful information. Thank you.

Nifty, Sensex may rally if today’s low holds – Tuesday closing report
We have mentioned in Monday’s closing report that Nifty, Sensex may rise a bit. The major indices of the Indian stock markets rose strongly in Tuesday but suffered a severe sellf off losing all the morning gains and closed in the red. The trends of the major indices in the course of Tuesday’s trading are given in the table below:
 
 
Indian Equity markets settled with modest losses in a volatile session of trade as a strong intraday rally was derailed by sell-off in late trade. Weakness in European stocks caused reversal in intraday gains. Sensex fell by 94.56 points or 0.32% to settle at 29,319.10. The Nifty 50 index dropped 34.15 points or 0.37% to settle at 9,105.15. Both the benchmarks hit the lowest closing level in three weeks. 
 
Tata Steel lost 2.55% after the company said its board meeting will be held on 20 April 2017, to consider a proposal for fund raising. The announcement was made after market hours yesterday, 17 April 2017. Axis Bank lost 0.89%. The bank announced that it has retained the marginal cost of funds based lending rates (MCLR) at the same levels across tenors. The bank's MCLR for overnight loans will be 7.9%, for one month will be 7.9% and for three months will be 8.05%.The MCLR on 6-month loans will be 8.15% and for one-year loans the rate would be 8.25%, the bank said. MCLR for two-year loans would be at 8.3% and loans with three-year maturity would carry an MCLR of 8.35%, the bank said. The new loans will be priced at the published internal benchmark MCLRs as mentioned above with effect from 18 April 2017. The announcement was made after market hours yesterday, 17 April 2017.
 
DCB Bank surged 2.37% to Rs 177.35 on reports that a domestic brokerage has maintained add rating on the stock. Shares of DCB Bank had declined 3.56% to settle at Rs 173.25 yesterday, 17 April 2017, after the bank reported weak Q4 March 2017 results on Friday, 14 April 2017. DCB Bank's net profit declined 24% to Rs 52.86 crore on 20.2% increase in total income to Rs 612.64 crore in Q4 March 2017 over Q4 March 2016. The bank's provisions and contingencies rose 24.5% to Rs 33.93 crore in Q4 March 2017 over Q4 March 2016.
 
Meanwhile, India Meteorological Department (IMD) in its first stage forecast of southwest monsoon for 2017, today, 18 April 2017, said that quantitatively, the monsoon seasonal rainfall is likely to be 96% of the long period average (LPA) with an error of ± 5%. Forecast assessment suggests 38% of probability for near normal monsoon rainfall, it added. IMD will issue the update forecasts in early June, 2017, as a part of the second stage long range forecast of monsoon rainfall.
 
The top gainers and top losers of the major indices are given in the table below:
 
 
Overseas, most European stocks were trading lower with commodity shares struggling and investors were nervous ahead of the first round of voting in France's presidential election on Sunday, 23 April 2017.Meanwhile, in a surprise move, UK Prime Minister Theresa May has announced plans for an early general election on 8 June 2017. In an unscheduled speech delivered today, 18 April 2017, May said an election is needed because other parties in parliament are opposed to the Conservative-led government's Brexit plans.Most Asian stocks finished lower on escalating geopolitical concerns. US stocks rose the most in six weeks yesterday, 17 April 2017 as investors turned their attention to first-quarter corporate earnings.The BSE market breadth was bearish -- with 1791 declines, 1101 advances and 134 unchanged. Similarly, on NSE, there were 1119 declines, 575 advances and 75 unchanged. 
 
The closing values of the major Asian indices are given in the table below:
 

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Cashless cost unchanged while cost of cash transactions gone up: Survey
The slogan of ‘Going Cashless’ has been in front of our eyes continuously for the last five months. However, per citizens, the cost of cashless transaction continues to be the same as pre-demonetisation at 1-2% for debit card and 2-4% for credit card transactions. These charges, charged by banks, payment processors to merchants lead to merchants demanding cash from consumers. Citizens currently feel squeezed because while the cost of cashless has not reduced and the cost of cash transactions and availability of cash has reduced, says a survey conducted by citizen engagement platform LocalCircles.
 
 
A few months ago, various banks have introduced cash transaction charges where charges of as high as Rs150 per transaction have been imposed on more than four cash transactions (withdrawl or deposit) in a month. Also, charges for ATM usage after a certain number of withdrawals have been reintroduced leading to disincentivising cash transactions. 
 
In a poll conducted by LocalCircles, 56% citizens said that they do not support the charges imposed by banks on cash withdrawal or deposits and wanted the charges to be rolled back immidiately. Surprisingly, 14% citizens said that they will support the charges but only once the cost of cashless transactions reduce. More than 11,000 people voted on this poll.
 
Acting on the consumer pulse, LocalCircles conducted a parallel poll and asked the citizens if the charges on credit card usage should be capped at 0.5% and the charges on debit card purchases should be brought down to zero. Out of the 8,900 odd citizens who voted, an over whelming 96% voted in its favour.
 
 
Acting on the consumer pulse, LocalCircles conducted a parallel poll and asked the citizens if the charges on credit card usage should be capped at 0.5% and the charges on debit card purchases should be brought down to zero. Out of the 8,900 odd citizens who voted, an over whelming 96% voted in its favour.
 
“We could conclude by saying that for India to become a successful cashless economy, the cost of cashless and digital transactions will have to be significantly brought down from the current levels. Till that happens, the cost of cash transactions must not be increased,” LocalCircles says.
 
Separately, in other Survey, the citizen engagement platform found that 43% citizens who visited an automated teller machine (ATM) between 13th and 16 April 2017 could not find cash. 
 
 
LocalCircles says, 43% citizens told it that they could not find cash in ATMs between 13th and 16 April 2017. “This number has worsened from the 36% who had faced problems in finding a cash dispensing ATM between 5th and 8 April 2017. Over 8,700 citizens from across India participated in this poll sharing ATM experiences in their areas.
 
 
LocalCircles also conducted a citizen pulse check in 11 cities across India to find out that Hyderabad was worst hit with ATM outages followed by Pune. 83% citizens in Hyderabad and 69% citizens in Pune said that they were unable to find cash dispensing ATMs between April 5 – April 8. Delhi recorded the highest availability of cash dispensing ATMs with only 11% citizens unable to find money in the ATMs during the mentioned days.
 
 
You can also sign on online petition requesting RBI Governor to Stop Banks Fleecing us Depositors! Here is the link
 

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COMMENTS

Parimal Shah

2 months ago

I think the government is crowd-funding for the bank NPAs.

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