Insurance
Insurance: Don’t Fall into Aggregators’ Web
Buying financial products online is becoming common. Mutual fund schemes, insurance policies, loans, credit cards, bank products and corporate fixed deposits are all available online. You want to stay away from the misleading sales pitch of agents of insurance products and, perhaps, believe that aggregator sites will give an unbiased comparison. How justified is that expectation or belief?...
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Regulations: Steep Hike in TP Insurance Due to No Cap on Liability?
The Insurance Regulatory and Development Authority of India (IRDAI) has proposed up to a 50% hike in third-party (TP) car insurance for many categories of vehicles for FY17-18. But, as usual, will the final hike be reduced after feedback from stakeholders? TP premium varies according to a car’s engine power (cc). For Nano and Alto (up to 1,000cc), you have to pay Rs2,055. There is no...
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Health insurance: Bajaj Allianz General’s Revised ‘Health Guard’
Bajaj Allianz General’s revised ‘Health Guard’ offers new features, like cover for bariatric surgery, maternity care and new-born baby expenses and sum insured (SI) re-instatement. The SI options range from Rs1.5 lakh up to Rs50 lakh. Pre- and post-hospitalisation expenses, incurred 60 days prior to and 90 days post hospitalisation, are covered. Cover will be offered from one year to a...
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